Moniremit

Process Flow Process Flow(Screenshots) 1. Client/Agent EFT (Electronic Fund Transfer using App or Web) 2. Client/Agent EFT (D/C Card using App or Web) 3. Client/Agent CASH deposit (at Bank Teller) 4. Client/Agent CASH deposit (at Moniremit Agent)

Notes:

➀ Top-up using MoniRemit Escrow Account in LOCAL BANK 9 the client must select the count in which he currently is locate, the app track his geolocation)
➁ Top-up using MoniRemit Escrow Account in FOREIGN BANK (the client must select the country in which he is transferring funds from)

Client/Agent EFT (Electronic Fund Transfer using App or Web)

Select the country
App display MoniRemit Escrow accounts available in that specific country;
From his Bank account he initiates an EFT into MobiRemit Escrow Account; in SA we use “IPAY” that connect to 6 banks and allow EFT within the App
MobiRemit bank notification is made by API/SMS/eMail
Topup module debit/credit transaction into respective accounts (client or agent).

Client/Agent EFT (D/C Card using App or Web)

Select the country,
App display MoniRemit Escrow accounts available in that specific country;
Enter his D/C Card details;
Payment GW process the transfer into MobiRemit Escrow Account linked to the payment processor;
MoniRemit bank notification is made by API/SMS/eMail
Topup module debit/credit transaction into respective accounts (client or agent).

Client/Agent CASH deposit (at Bank Teller)

Client walk-in into BANK and remit CASH to the teller
Bank Teller process the cash transaction into MoniRemit Escrow Account;
MoniRemit bank notification is made by API/SMS/eMail
Topup module debit/credit respective accounts (client or agent).

Client/Agent CASH deposit (at Moniremit Agent)

Client walk-in into AGENT outlet and remit CASH to the teller
MobiRemit agent process the transaction using his FLOAT in MoniRemit
Agent initiate an EFT transaction from his APP or Web interface within MoniRemit Escrow Account;
Topup module debit/credit respective accounts (client or agent).

Add money(Topup)

Client/Agent EFT (Electronic Fund Transfer using App or Web)

Client/Agent EFT (D/C Card using App or Web)

Client/Agent CASH deposit (at Bank Teller)

Client/Agent CASH deposit (at Moniremit Agent)

Prerequisites operations